Choose your packs
Select your school and grade packs, or build your own tray. Add Pexcover book covering if you’d like.
Buy Now Pay Later
Pay 50% today and the rest in 30 days with Happy Pay. Your full order is settled with Pexpacks right away, so your packs are dispatched immediately.
How it works
From choosing your packs to paying the second instalment — here’s exactly how Happy Pay works.
Select your school and grade packs, or build your own tray. Add Pexcover book covering if you’d like.
Review your order and choose Happy Pay as your payment option when you reach checkout.
Approve the split in under 60 seconds. Happy Pay settles your full order with Pexpacks instantly, so your packs are booked in.
Your second 50% is collected automatically 30 days later. Nothing more to do — your packs are already on their way.
Your packs are dispatched as soon as they’re packed — you don’t wait for the second payment to be collected.
Why Happy Pay
Happy Pay is a smarter way to pay for back-to-school \u2014 built for parents, not credit.
Two equal payments — 50% today and 50% in 30 days. No lump sum at once.
No interest, ever. You pay exactly the same price, just split in half.
Setting up Happy Pay is completely free. No hidden charges, no surprises.
You get a decision in under 60 seconds, right at checkout. No paperwork.
Checking your eligibility and splitting your payment does not affect your credit score.
Because Happy Pay settles your full order today, your packs are dispatched immediately — you don’t wait for the second payment.
Questions
Happy Pay is a South African Buy Now Pay Later (BNPL) provider. With Pexpacks, it lets you split your order total into 2 equal, interest-free payments — 50% today and 50% in 30 days.
At checkout you pay your first 50%. Happy Pay settles your full order with Pexpacks immediately, so your packs are dispatched right away. Your second 50% is collected automatically 30 days later.
No. There is 0% interest and no application fee. If a scheduled payment is ever missed, a late fee may apply in line with Happy Pay’s terms — but the price you pay for your packs never increases.
No. Checking your eligibility and splitting your payment with Happy Pay does not impact your credit score.
Approval typically takes under 60 seconds. You’ll receive an instant decision at checkout, and if approved, your first instalment is paid immediately.
You need to be 18 years or older, a South African resident, and pay with a South African bank card. Eligibility is determined by Happy Pay at checkout.
Happy Pay will attempt to collect the instalment again and may charge a late fee if it remains unpaid. Your order is never affected — your packs have already been dispatched to you.
Right away. Because Happy Pay settles your full order with Pexpacks today, your pack is prepared and dispatched as soon as packing is complete — you don’t wait for the second payment.
Completely. Happy Pay uses bank-grade 256-bit SSL encryption and complies with the Protection of Personal Information Act (POPIA). Pexpacks never sees or stores your card details.
Security & safety
We work with established, regulated partners so you can split with confidence.
Payments are encrypted and processed by Ozow, our PCI DSS compliant gateway. Your card details never reach Pexpacks servers.
Your personal information is used only to complete your order and is shared with Happy Pay solely to process your split payment.
Happy Pay is the credit provider for your BNPL plan. Pexpacks acts as a referral consultant and confirms your goods with them on your behalf.
Full legal detail on how Happy Pay works with Pexpacks is available in our Happy Pay Terms.
Add your packs to the tray and choose Happy Pay at checkout. Interest-free, no fees, approval in seconds.