You pay the exact retail price of the stationery pack. There are no hidden admin fees, initiation fees, or interest charges.
Pex lay-by
Reserve your child’s exact stationery pack now with 0% interest. Spread the cost and arrive in January stress-free.
Example calculation
A standard primary school pack costs around R659. With lay-by, that’s roughly R132/monthover 5 months — zero interest, zero hidden fees. The deposit is simply your first month’s installment.
Why parents use it
At Pexpacks Supplies, we believe preparing your child for the school year should not break the bank all at once. Our secure, flexible Lay-by and Pre-pay options let you secure your grade-specific stationery pack today and spread payments over a few months, completely interest-free.

How it works
Tap each step to see what happens next. The process is designed for parents who want certainty before the January rush starts.
Fine print made simple
We make the financial details easy to understand so parents can plan with confidence. Open each point for the plain-English explanation.
Trusted South African payment gateways process transactions. Pexpacks does not store your card details.
You pay the exact retail price of the stationery pack. There are no hidden admin fees, initiation fees, or interest charges.
Parent questions
These are the questions parents usually ask before choosing the Lay-by / Pay Monthly option.
Your pack stays reserved while the team helps you catch up. The key requirement is that the full lay-by balance must be settled by October 31st so packing and delivery can be completed in time.
Ready when January arrives
Start with your school or grade pack, add Pexcover if you need books covered, and choose Lay-by / Pay Monthly at checkout.
Any questions?
Contact the Pexpacks team for lay-by questions, school pack enquiries, or help with your order.
View the complete lay-by terms and conditions, including CPA compliance details.